401k Rollovers*

A 401(k) rollover is when you direct the transfer of the money in your retirement account to a new plan or IRA. The IRS gives you 60 days from the date you receive an IRA or retirement plan distribution to roll it over to another plan or IRA. You’re allowed only one rollover per 12-month period.

Mutual Funds*

A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. These investors may be retail or institutional in nature. Mutual funds have advantages and disadvantages compared to direct investing in individual securities.

We work with the following fund companies:

  • Delaware Investments
  • Deutsche Asset & Wealth Mgmt
  • Hartford Funds
  • Invesco
  • John Hancock Funds
  • Legg Mason Funds
  • MFS Investment Management
  • Oppenheimer Funds
  • Putnam Investments
  • Virtus Investment Partners
  • Core Funds Matrix
  • Sammons LiveWell IRA

Traditional IRA*

A traditional IRA is a way to save for retirement that gives you tax advantages. Contributions you make to a traditional IRA may be fully or partially deductible, depending on your circumstances, and generally amounts in your traditional IRA (including earnings and gains) are not taxed until distributed.

Roth IRA*

Why have a Roth IRA? Tax Incentives! Traditional IRA contributions are tax-deductible on both state and federal tax returns for the year you make the contribution; withdrawals in retirement are taxed at ordinary income tax rates. Roth IRAs provide no tax break for contributions, but withdrawals are generally tax-free.

Unit Investment Trusts*

A unit investment trust (UIT) is an investment company that offers a fixed portfolio, generally of stocks and bonds, as redeemable units to investors for a specific period of time. It is designed to provide capital appreciation and/or dividend income.

If you are dissatisfied with the ‘big banks’, have money to invest, or an old retirement account from a prior job, I CAN HELP!

Explore our partner’s website for your investment questions.

(Formerly True North Wealth Management)